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LMI calculator.

Estimate Lenders Mortgage Insurance for a given LVR and loan size. Provider-specific — use as a ballpark.

Run the numbers.

Indicative LMI premium based on your LVR (loan-to-value ratio) and loan size. Real premiums vary by insurer (Helia, QBE, Arch), lender, postcode, occupation, and loan type.

Investment loans typically attract a ~15% loading on the LMI premium.
Estimated LMI premium
$0
capitalised onto the loan
LVR
Premium rate
Base loan
Total loan (incl. LMI)
Calculator disclaimer. LMI premiums vary materially by insurer (Helia, QBE, Arch), lender, postcode, occupation, loan purpose, and loan type. This calculator uses a simplified band table and is indicative only. It does not constitute a lending decision, pre-approval, or financial advice. For an accurate premium, ask us to run a quote against your target lender.

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