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Offset savings calculator.

See how much an offset account could save you in interest, and how much earlier you could pay your loan off.

Run the numbers.

Estimate the interest saved and the time taken off a principal and interest home loan when you keep a steady balance in an offset account. It assumes the offset balance stays constant and your repayments don't change.

Interest saved
$0
over the life of the loan
Monthly repayment—
Interest without offset—
Interest with offset—
Time saved—
Calculator disclaimer. Assumes a constant offset balance, fixed interest rate, and unchanged scheduled repayments for the life of the loan. Real outcomes will vary as your offset balance, rate, and repayments change. Indicative only — not a lending decision, pre-approval, or financial advice.

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